Klarna Card

Pay anywhere that accepts Visa.

More time to pay is what we do. Charging interest? Not our thing. The Klarna Card has a 0% APR. Your credit score won’t be affected when you apply for or use the Klarna Card.

Shop what you love

Find new products and brands. Get the best deal and earn rewards—just for shopping.

Pay how you like

Choose how you pay at partner stores, via our app, Klarna Card or browser extension.

Manage your budget

Split your payments and manage purchases, with a smart spending overview and more.

Pay with Klarna.

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Flex your payments

Enjoy the flexibility to shop what you love and split your purchase into 4 interest-free payments. No credit impact to apply.

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Never miss a payment

Get more time to pay when you need it. Extend your due date easily in the app. Report returns in the app and we’ll pause your payments.

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Pay wherever, whenever

Pay however you like, wherever you want to shop—and do it directly from your desktop, phone or in-store.